If you have been wondering when your
Economic Impact Payment is arriving, you are not alone! The IRS has been
sending payments through direct deposit over the last few weeks, while
distribution of checks will begin this week.
Where Can I Check My Payment Status
or Add Bank Information?
On the IRS Economic
Impact Payments web page!
Click on the “Get My Payment”
- Check your payment status
- Confirm payment type (direct
deposit or check via mail)
- Enter bank information for
direct deposit (if the direct deposit information was not previously listed and
the check has yet to be sent)
The IRS will be using whichever direct
deposit information is available on your last filed tax return (2018 or 2019).
According to the IRS, updates to payment information are allowed if you did
not enter a direct deposit account information previously, and they have not
sent payment yet.
- If you filed in 2019, you cannot
change the payment information you listed.
- If you last filed in 2018 and need to change the account or address,
electronically filing your 2019 taxes will be the only way to update the
If the “Get My Payment” tool
indicates that a payment is pending or in process, you cannot change the bank
If you are tracking your payment,
you will need your Social Security Number, Date of Birth, and Mailing Address
(used on Tax Return).
If you want to add bank information,
in addition to the information above (SSN, DOB, and Mailing Address) you will
need the Adjusted Gross Income on either your 2019 or 2018 tax return, refund
or amount due from latest filed return, and bank information (type of account,
routing number, and account number).
Are you a non-filer?
If you do not file taxes because your
gross income was under $12,000 (including people with no income and couples
filing jointly under $24,000) or because
you weren’t required to file 2018 or 2019 for other reasons, you can still
enter your direct deposit information by clicking on the “Non-Filers:
Enter Payment Info Here” button. You have until Wednesday, April 22,
2020 to add any child dependents.
How Often Will My Payment Status
Updates to the payment status are made
once a day.
Why Does It Say “Payment Status Not
A number of reasons could be causing
this, including but not limited to:
- If you filed your 2019 tax
return, but the IRS has yet to process it
- The application (linked above)
does not have your data yet; the IRS is continuously working to add more data
and expand the number of people who can use it
- If you don’t usually file and
used the “Non-Filers: Enter Payment Info Here” but your entry hasn’t been
- If you don’t usually file
because you receive SSA or RRB Form 1099, SSI, or VA benefits, the information
hasn’t been loaded onto the IRS’ system yet for these particular non-filers.
- You’re not eligible.
Am I Eligible?
- U.S. Residents who are not
dependents of another taxpayer and have a work eligible Social Security Number:
- Eligible Retirees and
recipients of Social Security, Railroad Retirements, disability benefits as
well as taxpayers who do not make enough money to normally file (including
those who have no income, or income is solely form benefit programs such as
- High income filers (adjust
gross income greater than $99,000 for single or married filing separately,
$136,500 for head of household, $198,000 filing married jointly): INELIGIBLE
- You can be/are claimed as a
dependent on someone else’s return: INELIGIBLE
- You do not have a Social
Security Number (SSN): INELIGIBLE
- You are a nonresident alien: INELIGIBLE
- You filed Form 1040-NR, Form
1040NR-EZ, Form 1040-PR or Form 1040-SS for 2019: INELIGIBLE
What If I Have an ITIN?
According to the IRS, “you can access Get My Payment […]
but in most cases, the law does not allow an Economic Impact Payment (EIP) for
individuals who file a return using an ITIN. The only exception is when two
spouses file a joint tax return and either spouse is a member of the U.S. Armed
Forces at any time during the taxable year, in which case only one spouse needs
to have a valid SSN.”
What if I am a US Citizen Living
US Citizens living abroad are eligible.
If you are eligible to file Form 1040, Form 1040-SR and have a valid SSN, and
can’t be claimed as a dependent of another taxpayer, you are eligible.
Nonresident Aliens who file 1040-NR or 1040-NR-EZ are not eligible.
What If I Am a US Resident Alien?
If you are considered a US Resident
Alien for 2020, but not 2019, you can claim the payment when filing Form 1040
or 1040-SR with the IRS for Tax Year 2020. If you are considered a US Resident
Alien for 2019 but not 2020, you will not need to repay the payment paid in
2020 based on your Form 1040 or 1040-SR for the Tax Year 2019.
When Am I Getting My Payment?
If your direct deposit has already been
entered, you may have received your money already. If you still haven’t and need
to add bank information, please see the information above, you may still have
time to change how you will receive your money. Please use the “Get My Payment”
tool to check on your status.
According to Forbes,
the paper checks will start going out this week, ending April 24th. The order
of distribution is reportedly in order of lowest annual adjusted gross income.
The schedule below provided by Forbes, was first reported by The Washington
Post is subject to change by the IRS. This schedule pertains to paper
checks. Direct Deposits have already started.
Less than $10,000: April 24
$10,001 – $20,000: May 1
$20,001 – $30,000: May 8
$30,001 – $40,000: May 15
$40,001 – $50,000: May 22
$50,001 – $60,000: May 29
$60,001 – $70,000: June 5
$70,001 – $80,000: June 12
$80,001 – $90,000: June 19
$90,001 – $100,000: June 26
$100,001 – $110,000: July 3
$110,001 – $120,000: July 10
$120,001 – $130,000: July 17
$130,001- $140,000: July 24
$140,001 – $150,000: July 31
$150,001 – $160,000: August 7
$160,001 – $170,000: August 14
$170,001 – $180,000: August 21
$180,001 – $190,000: August 28
$190,001 – $198,000: September 4
Remaining checks: September 11
What If My Bank Account Has
Changed/Closed Since I Filed?
- If the Economic Impact Payment
has been scheduled, you cannot change the information
- If your account has closed, the
bank will reject the check, and it will be issued to the address you have on
file. If your payment has been processed (when you check “Get My Payment”), you
cannot change the bank information.
I Made an Electronic Payment (Direct
Debit Installment Agreements included) to the IRS. Will My Payment Be Direct
Deposited into This Account?
No. If the IRS does not yet have your
direct deposit information (on last filed Tax Return) and your payment hasn’t
been processed yet, you can use the “Get My Payment” tool
to provide bank information. Otherwise, the payment will be mailed to the
address on file for you.
What If I Split My Refund into
Your payment will be sent to the first
account listed on Form 8888. If it is rejected, the payment will be mailed by
What If My Address Changed?
- You have not filed your 2019
taxes yet you will need to enter the new address when filing.
- If you already filed your 2019
taxes, and you didn’t receive a refund via direct deposit, the payment will be
mailed to the address on file for you, which is what is on the most recent
return or as updated by the United States Postal Service.
Am I going to receive the entire
$1,200 (as an individual or head of household; $2,400 for joint married
If you file as an individual and make
less than $75,000 YES
If you file as a head of household and
make less than $112,500 YES
If you file jointly as a married couple
and make less than $150,000 YES
Amounts greater than these but with a
cap list in the “Eligibility question” will receive reduced payments. Additionally, there is a $500 credit per
What If I Owe Tax, Have Federal/State
Debts, or Have a Payment Agreement with the IRS – Will My Payment Be Reduced?
No, with the exception of past due child
Is This Payment Taxable as 2020
No. This payment is not considered
income, you will not need to pay taxes on it, it will not reduce your refund or
increase amount owed, and it will not affect income for purposes of eligibility
for federal government assistance/programs.
What If a Child Is Born in 2020, Is
Adopted, or Placed into Foster Care in 2020?
The payment is based on 2019 or 2018 tax
return information. These children will not be considered for additional
amounts. You may claim the additional credit in your 2020 tax return.
What If My Child Just Turned 17, and
I Already Received the $500 Credit?
If your qualifying child turns 17 in
2020, you will not be required to repay the Payment when you file your
2020 Tax Return or if your Adjusted Gross Income increases in 2020 above the
thresholds listed under eligibility.
What If I Claimed an Adult as a
Dependent, Do They Get a Payment?
Neither you nor the adult dependent (a
parent, for example) will receive the payment. You will not receive an
additional payment as this person is not a qualifying child, and the person
will not receive a payment as they are a dependent. If you can claim the person
as dependent on your tax return in 2020, they will not receive a credit in
For Additional Tools and Assistance:
Get My Payment Tool
Get Your Economic Impact Payment Tools Guide
Get My Payment FAQs
Economic Impact Payment
Sources for all of the information used
and quoted in this post: